Buying in Spain

Finding a property abroad should be exciting, not overwhelming. We guide you through every step — from your first viewing to the moment you get your keys.

Talk to us first

How it works

Your step-by-step
buying journey

Whether you are purchasing a new build or a resale property, we walk you through every stage with clarity and calm.

01

Preparation

Budget for approximately 14% above the purchase price to cover IVA (10%), stamp duty (1.5%), notary, registry, and legal fees. We help you obtain your Spanish NIE tax number and open a Spanish bank account before you travel.

02

Found Your Home

Once you fall in love with a property, we secure it quickly with a reservation contract and a deposit of €5,000–€10,000. The builder offers a flexible payment structure during construction.

03

Purchase Contract

Within 2–4 weeks, our legal team drafts and signs the contract in multiple languages. The first stage payment is made here. You may also grant a power of attorney if you prefer not to be present in Spain.

04

Property Inspection

Before the notary signing, we conduct a thorough snagging inspection of your new home, ensuring everything is built and finished exactly to specification.

05

Signing the Deed

You pay the outstanding balance plus all fees at the notary and receive your keys. You are now the legal owner. Registry inscription completes within 2–3 months.

06

Moving In & After-Sales

Your home is professionally cleaned on completion. We assist with furnishing, utility connections, tourist rental licences, internet, security systems, and anything else you need to feel truly at home.

Complete transparency

Understanding the
costs of buying

New Build
~14%
of purchase price
  • IVA (VAT)10%
  • Stamp Duty (AJD)1.5%
  • Notary & Registry~1%
  • Legal Fees~1%

With mortgage: add 1–2% for bank fees

Resale
~12.5%
of purchase price
  • Transmission Tax (ITP)10%
  • Notary & Registry~1%
  • Legal Fees~1%
  • Miscellaneous~0.5%

With mortgage: add 1.5–2% for bank fees

We explain everything

Every fee, every tax, every step — explained clearly in your language before you commit to anything. No surprises, no hidden costs.

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We stay with you

After the keys,
we're still here

Our relationship doesn't end at the notary. Once you are the owner, our team handles all the practicalities so you can focus on enjoying your new life.

✓
Utility Connections Water, electricity and internet registered in your name.
✓
Home Insurance We recommend trusted, competitively priced home insurers.
✓
Tourist Rental Licence Full support obtaining your rental licence if you wish to let the property.
✓
Renovation & Refurbishment Our trusted tradespeople handle kitchens, tiling, air conditioning, pools and more.
✓
Furnishing Assistance Furniture shop recommendations and supplier introductions.
✓
Security Systems Alarm installation and monitoring service recommendations.
✓
Cleaning & Gardening Regular maintenance services to keep your property in perfect condition.
✓
Residence Permits Guidance through the Spanish residency application process.

Documents you'll need

We'll help you prepare every one.

Identity
  • Valid passport or national ID
  • NIE (Spanish tax number)
  • Proof of address
Financial
  • Spanish bank account
  • Proof of funds or mortgage approval
  • Currency transfer documentation
Legal
  • Power of attorney (if using a representative)
  • Spanish will (strongly recommended)
  • Residency permit (if applicable)

Ready to find your place in the sun?

Start with a free, no-obligation conversation. We’ll listen to what you’re looking for and show you what’s possible.

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Avda. Las Brisas nº9, 5A  ·  03189 Orihuela Costa  ·  +34 633 647 468